One of the ways we tend to hide what we really want from ourselves, is in connection with our debts. Many of us have one or more debts that seem to remain unpaid or that we pay late each month. This is no accident.

If we have difficulty paying a particular debt, we must assume that we want the debt to be unpaid or to be paid late. Invariably, if we look at the person or company to whom we owe the money, we will notice less than positive feelings toward them. In order to change the result, we must change what we want.

Remember you always receive what you want. When you want to withhold from someone, that is what you do. When you want to give freely to someone, that is what you do. Look at the result and you know what you want.

When you avoid dealing with a situation that is uncomfortable, it does not go away. When you have a need to withhold payment from someone, the need will intensify if you disregard it. You are continuing to focus energy into withholding, so the need to withhold becomes more intense. Remember you are putting energy into thoughts all the time, whether you are consciously aware of the thoughts or not.

Once you notice a negative thought pattern, such as withholding payment from someone, you have the option of releasing the negative thought about the person, or by avoiding the issue, putting more energy into the existing pattern.

Debts are not a general condition. They are a specific condition. No matter how much difficulty we are having with cash flow, we do pay some of our bills. We do manage handling money to some extent, and whatever that extent is, it is not an accident. We benefit those people we want to benefit and we withhold from others. We have the capacity at any time to attract sufficient money into our lives to pay any debt that we really want to pay.

What then is the procedure to master debts?

• Establish a clear intention to have more income than expenses.
• Notice all of the assets you have and all of the abundance in your life.
• Make it a habit to acknowledge and give thanks for everything you already have.
• Remember, what you focus your thought on expands.
• Eliminate the concept of debt from your thoughts.
• When you receive something that requires repayment, such as a loan, think of it as a gift to you.
• When you repay it, see it as a gift to the original giver.

If you notice difficulty in repaying a particular creditor, realize that you want to withhold from him. You must maintain total honesty with yourself at all times. Having accepted responsibility for withholding from that creditor, you then change your thoughts about him. Bring that person or company into mind from time to time and see yourself having positive feelings about him. Practice this until you notice that your feelings about the creditor improve. Then, the cash flow to pay the obligation will also improve.

From You Can Have It All
by Arnold M. Patent